Terms of Service
These Terms of Service (“Terms”) govern your access to and use of Vink — the website vinkjournal.com and the Vink trading-journal application (together, the “Service”). By creating an account or using the Service, you agree to these Terms. If you don’t agree, please don’t use the Service.
1. Who we are
The Service is provided by Vinkesteijn Trading, registered with the Dutch Chamber of Commerce (KvK) under 99781956, VAT (BTW) number NL005410553B66, Jan Steenstraat 6, 5143 GR Waalwijk, Nederland (“we”, “us”). You can reach us at support@vinkjournal.com.
2. Eligibility
You must be at least 18 years old and able to enter into a binding contract to use the Service. By using Vink you confirm that you meet these requirements.
3. Your account
You need an account to use the Service. You’re responsible for the information you provide, for keeping your login credentials secure, and for all activity under your account. Tell us promptly if you suspect any unauthorised use. You may close your account at any time from Settings → Delete account.
Emails we send you. While you have an account we send service emails — email verification, password resets, security notices and anything else needed to operate your account. These are part of providing the Service and cannot be switched off while the account is open.
We may also occasionally send you short surveys or research requests about how you use Vink and how it could be better. These are always optional — you never have to answer, ignoring them has no effect on your account, and you can opt out of them at any time without losing any service email.
We may also send you occasional product updates — short notes telling you what has been added to or changed in Vink. These carry an unsubscribe link, you can turn them off at any time in Settings, and turning them off never costs you any service email. They are separate from the surveys above: switching one off leaves the other on.
We do not send promotional or marketing email unless you have separately asked us to.
4. Licence to use the Service
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable right to use the Service for your own personal trading journal. We may improve, change, or discontinue features over time.
5. Acceptable use
You agree not to:
- break the law or infringe others’ rights while using the Service;
- upload content you don’t have the right to use, or that is unlawful or harmful;
- attempt to disrupt, reverse-engineer, scrape, or gain unauthorised access to the Service;
- resell or provide the Service to third parties without our written permission; or
- abuse automated features (e.g. screenshot extraction) beyond fair, personal use.
We may suspend or terminate accounts that breach these rules.
6. Your content
You keep all ownership of the trades, notes, screenshots, and other content you add (“Your Content”). You grant us only the limited licence needed to host, process, and display Your Content so we can provide the Service to you — including sending screenshots to a third-party AI provider for automatic extraction, as described in our Privacy Policy. You’re responsible for Your Content and for keeping your own records; we recommend exporting your data periodically (Settings → Export my data).
7. Subscriptions, free trial & billing
- Free beta. Vink is currently in beta and provided free of charge. We do not collect payment or card details, and no fees apply while the beta continues. The terms below describe how paid subscriptions will work if and when we introduce them — we’ll give you advance notice by email and the choice to continue before any charging begins.
- Free trial. When paid plans launch, they may start with a free trial. We won’t charge you during any trial, and you can cancel any time before it ends at no cost.
- Fees. The subscription fees are those shown on our pricing page and at checkout. Prices are exclusive of any VAT that may apply, unless stated otherwise.
- Renewal. Subscriptions renew automatically at the end of each billing period (monthly or yearly) until you cancel. Billing is handled by our third-party payment provider.
- Cancellation. You can cancel any time; your plan then stays active until the end of the period you’ve already paid for, and won’t renew after that.
- Price changes. We may change fees, but we’ll give you reasonable notice by email before a change affects you. Continuing after a change takes effect means you accept the new price.
- Non-payment. If a payment fails, we may suspend paid features until it’s resolved.
8. Right of withdrawal & refunds
No fees are charged during the free beta, so nothing in this section applies yet. When paid plans launch: as an EU consumer you generally have a 14-day right to withdraw from a distance contract. By starting a paid subscription and choosing immediate access to the Service, you ask us to begin performance during that period and acknowledge that your right of withdrawal ends once the Service has been fully performed. Where a plan is offered with a free trial, you can evaluate Vink at no charge before any payment is taken. Except where required by law, fees already paid are non-refundable; we may offer refunds at our discretion.
Important
9. Financial disclaimer
Vink is a journaling and record-keeping tool — not financial advice. We are not a broker, dealer, investment adviser, or financial institution, and nothing in the Service is a recommendation, solicitation, or advice to buy, sell, or hold any financial instrument.
Trading and investing involve substantial risk, including the possible loss of all capital. Past performance — including any statistics, R-multiples, or equity curves shown in the Service — is not indicative of future results. Any decisions you make are entirely your own responsibility.
The Service may contain errors, and automatically extracted data (for example, from screenshots) can be inaccurate — always verify your trade data before relying on it. Vink is provided for your personal use and information only; consult a qualified professional before making financial decisions.
10. Our intellectual property
The Service itself — its software, design, branding (including the Vink name and logo), and content we create — belongs to us and is protected by law. These Terms don’t transfer any of our intellectual property to you beyond the licence in section 4.
11. Third-party services
The Service relies on third-party providers (such as hosting, storage, AI processing, email, and payments). We’re not responsible for those providers’ own services, and your use of the Service may also be subject to their terms.
12. Availability & “as is”
We work to keep the Service available and reliable, but we don’t guarantee it will be uninterrupted, error-free, or that data extraction will be accurate. To the extent permitted by law, the Service is provided “as is” and “as available” without warranties of any kind.
13. Limitation of liability
To the fullest extent permitted by law, we are not liable for any indirect or consequential loss, or for any trading or investment losses. Our total liability to you for any claim relating to the Service is limited to the amount you paid us in the 12 months before the claim. Nothing in these Terms limits liability that cannot be limited by law, including your mandatory rights as a consumer or our liability for intent or gross negligence.
14. Suspension & termination
You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you materially breach these Terms or use the Service in a way that risks harm to others or to us. On termination, your right to use the Service ends; you can export your data beforehand.
15. Changes to these Terms
We may update these Terms from time to time. We’ll update the “last updated” date and, for material changes, notify you by email or in the app. Continuing to use the Service after changes take effect means you accept the updated Terms.
16. Governing law & disputes
These Terms are governed by the laws of the Netherlands, without prejudice to the mandatory consumer-protection rules of your country of residence. Disputes will be submitted to the competent court in the district of Zeeland-West-Brabant, unless the law grants you the right to bring proceedings elsewhere.
17. Contact
Questions about these Terms? Email us at support@vinkjournal.com.